ABOUT US

CommonCents Financial Planning was formed to cater for the growing disillusionment with complex financial products that appear to benefit only one group: those that are selling them.

We have met thousands of financially successful people over our careers and to date not one of these was a day-trader, options junkie, futures trader or commodities wizard. This isn’t to say they don’t exist; it’s just that we haven’t met them yet.

In fact, the most financially successful people we have met have been those that have followed quite ordinary and boring strategies and been masters of the greatest financial quality of all – patience.

Our financial planning background covers over 30 years combined, and we use that experience to bring comfort, security and peace of mind to our client’s financial lives.

We have purchased a number of financial planning practices over the last few years from retiring advisers, and our aim is to build on and improve upon the legacy left by those former advisers.

There is only one way to find out if we can help you design and construct your Ideal Financial House and that’s by spending a little time together building a vision.

Please continue perusing our website, connect with us on social media or contact us if you would like further information or to make an appointment.

We look forward to working with you.

OUR TEAM

Nick Girle is a leading expert in personal finance who has been providing families with financial advice for 20 years.

CommonCents Financial Planning works closely with motivated mums and dads, using a proven framework and practical step by step actions, that are guaranteed to have you living the life free of financial stress, and with more cash left over for the things you value.

Since embarking upon his Financial Planning journey, Nick Girle has brought comfort, security and peace of mind to thousands of client’s financial lives through a process that ensures complete understanding of a family’s financial hopes and dreams.

He became involved in the Financial Services industry initially with the Suncorp group before taking on a Senior Planning role with NAB Financial Planning and then established Common Cents Wealth in 2011 to better help him spend more time focussing on what’s important – a client’s ultimate financial success.

Together with business partner Richard Brannelly, he runs CommonCents Financial Planning.

Call 1300 376781 today for an appointment, and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Qualifications
• Diploma of Financial Planning: Deakin University
• Master of Financial Planning: University of Sunshine Coast

Professional Memberships
• Financial Planning Association of Australia (FPA)

Nick

Nick Girle M.FinPlan Dip FP

  • Senior Financial Planner & Director
This email address is being protected from spambots. You need JavaScript enabled to view it.
Richard

Richard Brannelly B.Com Dip FP CPA SSA

  • Senior Financial Planner & Director
This email address is being protected from spambots. You need JavaScript enabled to view it.

Richard Brannelly is one of Australia’s leading financial planners and has for over 15-years been helping busy Australian families get their finances into great shape and genuinely stop worrying about money.

CommonCents Financial Planning works closely with motivated mums and dads, using a proven framework and practical step by step actions, that are guaranteed to have you living the life free of financial stress, and with more cash left over for the things you value.

Richard’s greatest frustration is that despite us living in one of the wealthiest countries in the world, Australian parents today are more worried about money than ever before. He has seen first-hand the issues money worries cause to families, relationships, and ultimately to the health of good people – and has devoted his working life to changing this.

Since 2001 Richard has met with thousands of Australians from all walks of life – high incomes, low incomes, self-employed, business owners, families with lots of money through to absolutely no money at all – and has coached all of them on the behaviours and knowledge needed to get ahead.

CommonCents Financial Planning was founded solely to deliver the outcomes that families cherish most. Foremost in this thinking is an understanding that most people couldn’t care less about the latest money fad or financial product, what they want is a trusted partner to help them make the right choices, and live the life they want.

Together with business partner Nick Girle, he runs CommonCents Financial Planning.

Call 1300 376781 today for an appointment, and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Qualifications
Bachelor of Commerce UQ 1995
CPA Deakin University 2000
Diploma Financial Planning Deakin University 2001

Professional Memberships
• Financial Planning Association of Australia (FPA)
• Self Managed Super Funds (SMSF) Association

Melinda joined our team in 2015 bringing with her a wealth of knowledge and experience in the financial planning industry following her many years of outstanding work with NAB Financial Planning prior to joining our team.

Mel’s experience encompasses over fourteen years in administration roles, both in Queensland Government and private business and has also spent time in the fields of retail and hospitality. Her schooling was in public and private schools in Toowoomba and Bundaberg.

Any interactions with Melinda leaves clients highly aware of her enormous commitment to outstanding customer service and will work with and alongside your planner to make your experience with CommonCents Financial Planning a memorable one.

Outside of work, Melinda enjoys time with her 2 young boys and her family. Her other interests include craft, music and travel.

Call 1300 376781 today for an appointment, and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Lesley

Mel Neale

  • Client Experience Associate
This email address is being protected from spambots. You need JavaScript enabled to view it.
Alfie

Alfie Omega

  • Client Experience Associate
This email address is being protected from spambots. You need JavaScript enabled to view it.

Alfie joined our team in 2016 bringing with him a vast amount of experience in the financial industry.

Alfie maintains his focus on keeping our data quality first-rate, he leaves no stone unturned in his pursuit of understanding our client’s full financial situation so that our Planners can provide outstanding advice.

Call 1300 376781 today for an appointment and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Alicia joined our team in 2017, lifting the team to a new standard in client service.

Alicia is likely to be your first point of contact at our office, she ensures that our office can run smoothly and efficiently so that our Planners can provide outstanding advice.

Call 1300 376781 today for an appointment and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Alicia

Alicia Garvey

  • Client Experience Associate
This email address is being protected from spambots. You need JavaScript enabled to view it.
Ben

Ben Diplock

  • Client Experience Associate
This email address is being protected from spambots. You need JavaScript enabled to view it.

Ben joined our team in 2017 bringing with him a drive to achieve top results in all his client work and interactions.

Ben’s time in the office is spent building a lot of our financial modelling and his attention to detail makes for an outstanding result.

Call 1300 376781 today for an appointment and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Ella joined our team in 2018 as a Client Experience Associate. Ella has an impressive background in finance administration and has a passion for helping others. Working within a team environment helps Ella thrive in her day to day tasks and assists our team in delivering the best results for our clients.

Plus…it’s impossible not to fall in love with Ella’s caring nature and big smile.

Call 1300 376781 today for an appointment and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Ella

Ella Po

  • Client Experience Associate
This email address is being protected from spambots. You need JavaScript enabled to view it.

OUR TEAM

Nick Girle is a leading expert in personal finance who has been providing families with financial advice for 20 years.

CommonCents Financial Planning works closely with motivated mums and dads, using a proven framework and practical step by step actions, that are guaranteed to have you living the life free of financial stress, and with more cash left over for the things you value.

Since embarking upon his Financial Planning journey, Nick Girle has brought comfort, security and peace of mind to thousands of client’s financial lives through a process that ensures complete understanding of a family’s financial hopes and dreams.

He became involved in the Financial Services industry initially with the Suncorp group before taking on a Senior Planning role with NAB Financial Planning and then established Common Cents Wealth in 2011 to better help him spend more time focussing on what’s important – a client’s ultimate financial success.

Together with business partner Richard Brannelly, he runs CommonCents Financial Planning.

Call 1300 376781 today for an appointment, and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Qualifications
• Diploma of Financial Planning: Deakin University
• Master of Financial Planning: University of Sunshine Coast

Professional Memberships
• Financial Planning Association of Australia (FPA)

Nick

Nick Girle M.FinPlan Dip FP

  • Senior Financial Planner & Director
This email address is being protected from spambots. You need JavaScript enabled to view it.
Richard

Richard Brannelly B.Com Dip FP CPA SSA

  • Senior Financial Planner & Director
This email address is being protected from spambots. You need JavaScript enabled to view it.

Richard Brannelly is one of Australia’s leading financial planners and has for over 15-years been helping busy Australian families get their finances into great shape and genuinely stop worrying about money.

CommonCents Financial Planning works closely with motivated mums and dads, using a proven framework and practical step by step actions, that are guaranteed to have you living the life free of financial stress, and with more cash left over for the things you value.

Richard’s greatest frustration is that despite us living in one of the wealthiest countries in the world, Australian parents today are more worried about money than ever before. He has seen first-hand the issues money worries cause to families, relationships, and ultimately to the health of good people – and has devoted his working life to changing this.

Since 2001 Richard has met with thousands of Australians from all walks of life – high incomes, low incomes, self-employed, business owners, families with lots of money through to absolutely no money at all – and has coached all of them on the behaviours and knowledge needed to get ahead.

CommonCents Financial Planning was founded solely to deliver the outcomes that families cherish most. Foremost in this thinking is an understanding that most people couldn’t care less about the latest money fad or financial product, what they want is a trusted partner to help them make the right choices, and live the life they want.

Together with business partner Nick Girle, he runs CommonCents Financial Planning.

Call 1300 376781 today for an appointment, and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Qualifications
Bachelor of Commerce UQ 1995
CPA Deakin University 2000
Diploma Financial Planning Deakin University 2001

Professional Memberships
• Financial Planning Association of Australia (FPA)
• Self Managed Super Funds (SMSF) Association

Melinda joined our team in 2015 bringing with her a wealth of knowledge and experience in the financial planning industry following her many years of outstanding work with NAB Financial Planning prior to joining our team.

Mel’s experience encompasses over fourteen years in administration roles, both in Queensland Government and private business and has also spent time in the fields of retail and hospitality. Her schooling was in public and private schools in Toowoomba and Bundaberg.

Any interactions with Melinda leaves clients highly aware of her enormous commitment to outstanding customer service and will work with and alongside your planner to make your experience with CommonCents Financial Planning a memorable one.

Outside of work, Melinda enjoys time with her 2 young boys and her family. Her other interests include craft, music and travel.

Call 1300 376781 today for an appointment, and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Lesley

Mel Neale

  • Client Experience Associate
This email address is being protected from spambots. You need JavaScript enabled to view it.
Alfie

Alfie Omega

  • Client Experience Associate
This email address is being protected from spambots. You need JavaScript enabled to view it.

Alfie joined our team in 2016 bringing with him a vast amount of experience in the financial industry.

Alfie maintains his focus on keeping our data quality first-rate, he leaves no stone unturned in his pursuit of understanding our client’s full financial situation so that our Planners can provide outstanding advice.

Call 1300 376781 today for an appointment and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Alicia joined our team in 2017, lifting the team to a new standard in client service.

Alicia is likely to be your first point of contact at our office, she ensures that our office can run smoothly and efficiently so that our Planners can provide outstanding advice.

Call 1300 376781 today for an appointment and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Alicia

Alicia Garvey

  • Client Experience Associate
This email address is being protected from spambots. You need JavaScript enabled to view it.
Ben

Ben Diplock

  • Client Experience Associate
This email address is being protected from spambots. You need JavaScript enabled to view it.

Ben joined our team in 2017 bringing with him a drive to achieve top results in all his client work and interactions.

Ben’s time in the office is spent building a lot of our financial modelling and his attention to detail makes for an outstanding result.

Call 1300 376781 today for an appointment and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Ella joined our team in 2018 as a Client Experience Associate. Ella has an impressive background in finance administration and has a passion for helping others. Working within a team environment helps Ella thrive in her day to day tasks and assists our team in delivering the best results for our clients.

Plus…it’s impossible not to fall in love with Ella’s caring nature and big smile.

Call 1300 376781 today for an appointment and CommonCents Financial Planning will give you the answers you need to worry less about money and achieve the lifestyle you’ve always dreamed of.

Ella

Ella Po

  • Client Experience Associate
This email address is being protected from spambots. You need JavaScript enabled to view it.

CAREERS

Currently, all of our positions are filled however we all know that you can’t keep great people in the one place forever so if you’d like to express interest in joining our amazing team at some time in the future please email your current resume through our ‘Contact Us’ page
CommonCents Financial Planning work with high net worth clients too,
we find the majority of our clients are ordinary family people facing the challenges
CommonCents Financial Planning | P 1300 376 781 | E This email address is being protected from spambots. You need JavaScript enabled to view it.
CommonCents Financial Planning Pty Ltd ABN 15 167 774 361 Authorised Representative of GWM Adviser Services Limited ABN 96 002 071 749 trading as
MLC Financial Planning, Australian Financial Services Licensee, 105 – 153 Miller Street North Sydney NSW 2060
Commoncents Financial Planning
Address:
115 Herries Street
Toowoomba QLD 4350
Phone: 1300 376 781
Fax: 1300 376 791