Dear Nick,

From our first meeting, at a time when we were looking towards a transition to retirement and were unsure what to do, you were able to provide us with lots of information and financial advice, in what to do, moving forward into the future.

This is something we hadn’t received from our previous financial adviser and your approach and attention to detail was absolutely fantastic.

Thanks to you and CommonCents Wealth for allowing us to have financial peace of mind and the knowledge that our investments can grow into the future.

Once again , we would personally like to thank you, Nick. You are very good at what you do.

Monica and Wayne Warwick

We first met Richard Brannelly back in 2003 and have relied upon him ever since. Initially we were quite anxious as our previous financial planner hadn’t met with our expectations and to be honest it was a very poor experience. However Richard was different and we couldn’t be happier with the work he has done and the time he has spent with us since.

Richard has a great ability to help us understand some of the more complex aspects of the financial world. He definitely gives us a better understanding of the points and issues that matter to us. As a result we feel so much more comfortable about our money especially when we have to make important decisions.

We have found that Richard has always been really approachable. He certainly meets with us regularly for our formal review sessions, but in between he is also there when we have a question or concern, big or small. So much so that when we heard Richard had left the bank to start with MLC practice CommonCents Wealth, for us it was an easy decision to stick with him.

Overall we are very confident now that are finances are in good shape and our financial future is in safe hands. Without reservation we would recommend Richard to anyone who is serious about their future financial security.

Garth & Leanne, Toowoomba

I started working with Richard only about a year ago but even in such a short period of time he has made a massive difference in my life.

Before meeting Richard I was really stressed about some very important financial decisions I was confronting. This was having a real impact on my health which has not been good for some years now, and was also having an impact on my relationships with my family.

Richard approached these issues with empathy and understanding. I really felt from the start that Richard had listened closely to my needs, and he built a plan to achieve these. We met about 5 times in the first few months with Richard taking time to explain not only “what” we were going to do but also “why”. For me understanding the “why” was the most important part? As a result I feel so much more comfortable with my finances and I also feel very relaxed about the important decisions I have made along the way.

I would recommend Richard to anyone who has life changing financial decisions to make.

Andrew Kingaroy

Dear Nick,

When we first met you we were uncertain what to do with our money as we faced a lot of confusing information and double-talk, yet you provided us with a commonsense approach to move forward with.

Throughout the last seven years you have kept us informed of changes to investment markets and despite the financial turmoil our investment portfolio has continued to provide us with a regular income every month, completely free of tax.

Thanks to you and CommonCents Financial Planning we have peace of mind and feel secure in the knowledge that our investments and income can grow well into the future. Thanks again for all your help and assistance.

Brian & Joyce Gatton
CommonCents Financial Planning | P 1300 376 781 | E This email address is being protected from spambots. You need JavaScript enabled to view it.
CommonCents Financial Planning Pty Ltd ABN 15 167 774 361 Authorised Representative of GWM Adviser Services Limited ABN 96 002 071 749 trading as
MLC Financial Planning, Australian Financial Services Licensee, 105 – 153 Miller Street North Sydney NSW 2060
Commoncents Financial Planning
115 Herries Street
Toowoomba QLD 4350
Phone: 1300 376 781
Fax: 1300 376 791